NEWS BULLETIN BOARD



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Edgepark is still the company to get Diabetic Supplies. The procedures of requiring your medicines have not changed. True, Caremark may suggest another medicine to you than you have been taking because the medicine requested is not in their formulary. However, If none of the suggested medicines are not satisfactory with your doctor, please let Loretta in MLGW Insurance Dept (901-528-4351) know and she will work with Caremark in order to obtain the medicine that you have been taking.​

Information from Bessie Matthews in our meeting today  Oct 11, 2023:

1. No increase in current insurance premiums.

2. Open enrollment will be Nov 1 - 15.  

3. Only change to insurance coverage is the pharmacy coverage which will be with Cigna beginning Jan 1, 2024. At this time the only pharmacy that will not accept their coverage is Kroger. Cigna is still in negotiations with them and when they reach agreement, we will be notified so Kroger can be used if so desired. The crossover should be fairly smooth. Information from CVS/Caremark will be electronically sent over to them. You might want to alert your doctor that this change will be happening and you might require new prescriptions be sent to Cigna.

4. There will be a letter sent to retirees that explains any and all changes that we will need to be aware of.

5. If you are having trouble obtaining specific medicine(s) prescribed by your doctor, you can call insurance and ask for an override authorization letter for pharmacy to accept prescription for brand or a particular medicine that your doctor has prescribed for you. Override letter is good for 1 year.

6. Life insurance amount for each retiree depends on the amount of pension received at time of retirement. Insurance would be the yearly amount at that time.

7. We also discussed having not only a beneficiary on your life insurance but a contingent listed in case both retiree and spouse happened to pass away at the same time. This would be much easier than having it have to go to Probate.

8. Funeral homes do take payment on assignment and person claiming insurance would have to have the Death Certificate and ID (driver's license) to apply for the payment at the office of Insurance Dept downtown.

9. Discussion of converting life insurance to an annuity took place. You have to be age 60 in order to do this. In this process your life insurance payout drops to half. You get a payment on the 15th check for amount the formula allows (usually around $100-$200 each month). This amount is then monthly deducted from the balance of your insurance amount left. Example: 
Insurance payout is $60,000. Cash in would drop this amount to $30,000. Each monthly annuity payment to retiree deducts that amount from this $30,000. If you outlive all of this amount left each month, you will continue to receive the annuity payment on the 15th paycheck. You would end up with only $2000 in life insurance payout at time of death.  

10. Bessie Matthews cell no is 901-549-2960 if you need help. She will be of assistance to us as well as anyone in the Insurance/Pension departments. If you call her, she will investigate and get back to you. It might take some time but she is who we all call, so depending on volume will dictate time needed to solve a problem.  

11. During this time of year we are all hit with calls, mail, advertisements regarding different health coverage. Be advised that if you happen to choose to try another coverage from MLGW, you cannot come back to MLGW coverage. So all of the Medicare Advantage Plans are off the table.  

12. Lastly, Wade advised that there is an bill (HR22) that has been brought up which would eliminate the Windfall Tax Act. This Act reduces or nullifies Social Security payments if you receive a government pension. This HR22 would then allow SS payments to increase if you have been affected by the Windfall Tax Act. The REA-MLGW Board will keep their eyes on the passage of the HR22 bill. It is only in committee at this time.





MLGW PENSION BOARD ELECTION

INSTRUCTIONS FOR VOTING ONLINE

Please read the entire instruction sheet, then fill in the blanks with your EMPLOYEE ID NUMBER, the LAST FOUR DIGITS of YOUR SOCIAL SECURITY NUMBER and the TWO-DIGIT MONTH and FOUR-DIGIT YEAR of YOUR BIRTH, before you start the voting process. 

You may cast your vote beginning at 12:01 a.m. Monday, November 13, 2023 and ending at midnight Friday, November 17, 2023 twenty-four hours a day.

To begin-- go to www.voteandcountweb.com from your computer or cell phone internet browser.

Once you get to the main screen, click on the button that says VOTE NOW...

YOU WILL BE DIRECTED TO THE VOTE SCREEN

Election ID: Enter number 157.

Employee ID: Enter your 5 digit EMPLOYEE ID NUMBER followed by the last four digits of your SOCIAL SECURITY NUMBER __ __ __ __ __ __ __ __ __

PIN: Your PIN is the TWO-DIGIT MONTH and the FOUR-DIGIT YEAR of YOUR BIRTH __ __ __ __ __ __

Click NEXT

YOU WILL BE DIRECTED TO THE SELECT CANDIDATE AND CLICK SUBMIT SCREEN

Select the candidate name you want to vote for by clicking the radio button to the left of their name.

Click on the SUBMIT BUTTON.

YOU WILL BE DIRECTED TO THE CONFIRM CANDIDATE CHOICE SCREEN

Check that the candidate name you selected in the previous screen is the same one that appears in this screen.

If is not the correct candidate of your choice click the BACK BUTTON and correct your selection

If it is the correct candidate of your choice then click the SUBMIT VOTE button.

YOU WILL BE DIRECTED TO THE VOTE CONFIRMATION SCREEN

Please write down the confirmation number or print this screen.



MLGW PENSION BOARD ELECTION

INSTRUCTIONS FOR VOTING BY PHONE

Please read the entire instruction sheet, then fill in the blanks with your EMPLOYEE ID NUMBER, the LAST FOUR DIGITS OF YOUR SOCIAL SECURITY NUMBER and the TWO-DIGIT MONTH and FOUR-DIGIT YEAR OF YOUR BIRTH, before you start the voting process.

You may cast your vote beginning at 12:01 a.m. Monday, November 13, 2023 and ending at midnight Friday, November 17, 2023 twenty-four hours a day.

To begin--- DIAL TOLL FREE I -888-305-9815 from a touch tone phone. You will hear...

•Welcome to Vote and Count. If you are ready to vote please press 1, to speak with an operator press 2.

•Please enter the election id followed by the pound sign. The election id is 157

Please enter your 5 digit EMPLOYEE ID NUMBER __ __ __ __ __ followed by the last four digits of your SOCIAL SECURITY NUMBER __ __ __ __ followed by the pound sign

Please enter your pin as the TWO-DIGIT MONTH and the FOUR-DIGIT YEAR of YOUR BIRTH __ __ __ __ __ __ __ followed by the pound sign #

 You will now enter your candidate choice.

To vote for Jerry R. Collins Jr.press 1

To vote for Pravin J. Thakkarpress 2

Please enter your candidate selection now, followed by the pound sign.

You have entered__ If this is correct press 1, if not press 2.

You have voted ___________for candidate number_____You will now be prompted with your confirmation number _____________
  To repeat press 1.